Privacy Policy

Prototype version, last updated September 2026

Heirloom is a prototype

It is not yet a publicly launched product. Please do not enter genuine personal, financial, legal or health information, including real Tax File Numbers, Medicare details, bank accounts or passwords, while the prototype is in testing. Any data you enter during this stage is used to test the service and may be deleted at any time.

1. Who we are

Heirloom ("we", "us", "our") is developing a life organisation and estate planning tool for Australian families, currently operating at heirloomau.com as a prototype.

Privacy questions: myheirloom.au@gmail.com. We respond within 5 business days.

2. Prototype status and your consent

Because this is a prototype, privacy, security and trusted-access procedures are still being established. By using the prototype you understand that:

3. What information the prototype may collect

WhatWhat this covers
Onboarding quiz answersThe financial questions you answer during onboarding (income, savings, debts, assets, super and similar), to understand your circumstances and produce projected calculations.
Registration informationUser name and email address.
Identity and contact detailsFull names, addresses, telephone numbers, dates of birth, passport numbers and expiry dates, driver's licence details, Medicare details, and Tax File Numbers.
Financial informationBank accounts, superannuation, life insurance, credit cards, loans, investments, and cryptocurrency wallets.
Property and household detailsAddresses, utility providers, alarm codes, key locations, and WiFi passwords.
Digital account informationLogin credentials in your password vault, subscriptions, and digital accounts.
People in your lifeNames, contact details, ages, and relationships of trusted people, beneficiaries, executors, and dependants.
Personal wishes and messagesFuneral preferences, pet care instructions, and messages for loved ones.
Documents you uploadWills, deeds, policies, and other files in your document vault.

Each category is collected only to support the feature it belongs to. We never sell your information or use it for advertising.

4. How we use your information

5. Estimates are not financial advice

Your net worth estimate and projections are general information only, based solely on the details you provide. They are not financial advice, do not take account of your full circumstances, and actual outcomes will vary. Heirloom does not recommend financial products or decisions, and you should consult a licensed financial adviser before making financial decisions.

6. Who can see your information

We don't disclose information to anyone else unless required by Australian law.

7. How we protect your information

We make no claim to "bank-level" or independently audited security at this stage. Our privacy, cybersecurity and access procedures are being established before any public launch, and this section will be updated as they are verified.

8. Jurisdiction

Heirloom is available to users in all Australian states and territories. Estate planning laws (wills, powers of attorney, medical decision-makers) differ between jurisdictions. Documents generated by the prototype are general preparation documents only, and their review and execution must comply with the laws of your state or territory.

9. Data retention and your rights

Under the Privacy Act 1988 (Cth) and the Australian Privacy Principles, you may access, correct or request deletion of your information, and complain to us at myheirloom.au@gmail.com. If you are not satisfied with our response, you may complain to the Office of the Australian Information Commissioner at oaic.gov.au.

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